Plan Clarity for Upstate Families and Small Businesses
Picking a health plan can feel overwhelming-so many options, confusing terms, and the risk of missing enrollment windows. If you're in Greenville, the Upstate, or anywhere along the I-85 corridor, Strategic Benefits, Inc. walks you through choices step-by-step. Whether you're an individual, a family, or a business owner dealing with seasonal hiring or mixed locations, we make sense of PPO, HMO, HDHP, and group plans-matching your coverage to your real needs, doctors, and budget. Most importantly, you get ongoing support, not just a sales pitch: we handle enrollment, carrier paperwork, and every claim or billing question after you enroll.
Problems We Solve Every Day
- Don't Know Which Plan Type Fits?
We start with your current doctors, prescriptions, and budget-then show you the difference between PPO, HMO, and high-deductible plans in plain English. - Worried About Missing Enrollment?
We guide you through open and special enrollment periods, so you don't get stuck waiting or lose coverage by accident. - Own or Run a Small Business?
From first-time group plans to ongoing eligibility tracking, we help Upstate employers build the right benefits, even for teams across multiple states or those with high turnover. - Need Real Help After You Enroll?
Our job continues after sign-up: call us for claims, billing issues, or when something's unclear-no call centers or runaround.
Money Decisions That Can Snowball Over Time
- Choosing a plan based on just the monthly price, without understanding copays, deductibles, or network limits.
- Missing open enrollment and losing options for the year-especially after a move, job change, or family event.
- Enrolling in coverage that doesn't fit your doctors, leaving you with surprise out-of-network bills.
- Assuming you'll get support later, but finding no one to help with claims, billing, or paperwork.
Changing Jobs or Losing Coverage?
Don't wait-bring a list of doctors, prescriptions, and your ideal budget so we can match the right plan quickly.
First Time Offering Benefits as an Employer?
We'll explain group vs. individual options, set expectations for employer costs, and show how to avoid common mistakes.
Unsure Which Plan Covers Your Family?
We map out networks and plan types with your specific needs-so you know what's covered before you enroll.
Need to Add a Dependent or Update Coverage?
We guide you through the paperwork and enrollment windows, so nothing gets missed.
Quick Guidance for Common Situations
Ready to Have This Handled for You?
Many people reach out after trying to decode insurance on their own and realizing the process is more confusing than expected. The next step is working with a team that solves health insurance questions every day.
When you contact Strategic Benefits, Inc., you'll get a clear explanation of your options and a step-by-step guide to applying. First, we'll review your doctors, prescriptions, and budget, then compare plans-PPO, HMO, HDHP-across trusted carriers. You'll know what's needed for open or special enrollment, and we'll handle the carrier follow-up. After enrollment, we remain your first call for claims and billing support.
Checklist for Your Appointment:
- Current doctors and clinics
- Prescription medications
- Monthly budget target
- Questions about coverage, copays, or deductibles
- Key dates (job changes, qualifying events, prior coverage)
What to Expect From Start to Finish
Your Questions, Answered Clearly
Can I get health insurance outside open enrollment?
You might qualify for a special enrollment period after life events like moving, job loss, or marriage. We'll help you review your options and guide the process if you're eligible.
What's the difference between PPO and HMO?
PPO plans allow you to see more doctors without referrals but may cost more; HMOs often have lower costs but require you to use a set network and get referrals for specialists. We break this down with your needs in mind.
How do small businesses offer health insurance in SC?
Employers can set up group medical plans for teams as small as two employees. We walk you through carrier choices, employee onboarding, and ongoing support.
Will you help after I sign up?
Yes. Ongoing service for claims and billing is part of our job-not just selling you a policy.
What if my doctors aren't in the network?
We always check your doctors and clinics first, so you don't end up with surprise bills or coverage gaps.
Get Answers Before Coverage Gets Complicated
Explore Your Options Today
Take control of your health insurance and avoid common pitfalls-get local support and ongoing answers from a team that handles it every day. Strategic Benefits, Inc. serves Greenville, the Upstate, and beyond. Let's make health insurance clear, practical, and stress-free.