Insurance & Benefits Insights for Individuals & Employers in SC, NC, GA & TN
ACA Open Enrollment for 2027 Is Approaching
The Affordable Care Act (ACA) Marketplace open enrollment period for 2027 coverage will be here soon. Whether you are enrolling in Marketplace health insurance for the first time or reviewing a...
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Health Insurance for Freelancers and the Self-Employed
Freelancing and self-employment continue to become more common career paths across the United States. About 72.9 million Americans were freelancing in 2025, and that number is projected to grow to...
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What Small Businesses with 2–100 Employees Typically Offer for Employee Benefits
Quick Summary: Most small businesses with 2–100 employees offer medical, dental, vision, life insurance, disability coverage, and a mix of voluntary benefits. Medical and dental are ideal for...
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PPO vs. HMO vs. High‑Deductible Plans: A Plain‑English Guide for the Upstate
Quick Summary: Which Plan Fits Your Situation? Frequent doctor visits or ongoing conditions: A PPO often provides the most flexibility and easier access to specialists.Want the lowest monthly...
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Your Quick-Start Guide to Medicare Planning in Greenville, SC (and Across the Southeast)
Quick Summary: The 5 Key Medicare DecisionsBefore choosing a Medicare plan, you’ll want clarity on these five essentials:Timing: When to enroll to avoid penaltiesParts A & B: What they cover and...
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